National Savings Pakistan Government Investment Scheme

میں کیونکہ حکومتی  بچت سکیموں میں سرمایہ کاری کرتا ہوں اس لیے اکثر میری عوام سے ملاقات  ہوتی رہتی ہے جو سیونگ سرٹیفیکیٹ کے منافع پر ریکارڈ کمی پر پریشان ہیں جو ملکی تاریخ کی کم ترین سطح پر  پہنچ گئی تھی-حقیقی طور پر  افراط زر اور روپے کی قیمت میں مسلسل کمی کی وجہ سے یہ منافع نہ ہونے کہ برابر ہے-کیو نکہ پراپرٹی کی قیمتیں حد سے زیادہ ہیں اس لیے غریب اور متوسط طبقے کے لوگ اکثر قومی بچت میں سرمایہ کاری کرتے ہیں-یہ بھی ایک طرح سے چھو ٹا سا روز گار ہے جس سے لوگ بچوں کی فیس اور کرائے وغیرہ ادا  کرتے تھے- کیا کوئی پارٹی منافع کی شرح میں اضافے کا وعدہ کرتی ہے؟  یہ بات قابل ذکر ہے کہ اندرونی  قرضے زیادہ شرح پر بھی بیرونی قرضوں سے کہیں بہتر ہیں-ایک تو ملک کا پیسہ ملک میں رہتا ہے اور عوام کی فلاح پر خرچ ہوتا ہے اور اس پر کافی ٹیکس بھی دیا جاتا ہے- اگر شرح منافع کافی بڑھا دیا جائے تو لوگ پراپرٹی کو چھوڑ کر بڑی تعداد میں قومی بچت کی سکیموں میں سرمایہ کاری کریں گے-پر نس آغا خان کی  

HBL Jubilee Life Insurance

دس سالہ سکیموں پر قومی بچت سے زیادہ منافع دے کر پاکستان سے بہت سرمایہ اٹھا رہی ہے

National savings Pakistan is known as best safe national savings government bonds investment in Pakistan. Pakistan National savings scheme is fixed rate savings scheme. It is once known for world best savings profit rates. Profit rates reached to the lowest level during Nawaz Sharif government. There is almost no profit when we consider, inflation, price hike and rupee devaluation in Pakistan. It is important that government rely on internal borrowing as it is win-win approach for the people and government of Pakistan. Money remains in the country and taxes are paid o profit. Government can attract a large number of investors by considerably increasing profit rates. In this way, people who invest in property will turn to National Savings investment schemes.

National Savings Pakistan, Safe Low-Paid Government Investment

Financial transparency is very important for the survival of every family. Such economies collapse which are not transparent. If government institutions and banks do corruption, then where people secure their money and how they transact? Sense of financial insecurity is one of the reason that mostly people purchase home or real estate property and sit over it. Although government bonds, called saving certificates in Pakistan, do not provide high return on investment but these bonds are considered safest and securest form of investment, being guaranteed by government (Although government corruption cannot ignored but on my few inquiries government employees firmly assured me that not a single person lost their money in this investment). Due to such assurances, I invested most of my money in government national savings certificates and prize bonds. So, I consider myself among the most patriotic national partners.

National Savings Pakistan, Safe Low-Paid Government Investment

Many investors of this government scheme speak to me who were very unhappy with this decrease. Like me, many unemployed or low-income group people rely on income by profit. It was like one kind of employment, which decreased even less.Awami political government should care about people who rely on them. Democracy is the government of the people, by the people, for the people. Where is it? Unfortunately, we see in many countries, government of the government, by the government, for the government.

National Savings Pakistan, Safe Low-Paid Government Investment

I always listen, note and convey public demands. It is responsibility of government to compensate people in need. One public demand is to decrease Bahbood Savings Certificates (BSC) eligibility age to 50 from present 60 years, as its profit rates are better. Often people do not get jobs in old age due to weakness, disease or disability. Mostly governments and institutions prefer young energetic people so older age people are disadvantage people.
I see SSC historical rates are not updated on government national savings official website during year 2018.

National Savings Pakistan, Safe Low-Paid Government Investment

National Savings Pakistan, Safe Low-Paid Government Investment